The 2007-2009 recession was the most severe economic downturn to face the United States in over 70 years. Although this recession officially lasted only 18 months, it took about 60 months of recovery before the economy returned to the level of employment and growth seen prior to the recession.
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Savings rates have steadily fallen over the last three decades. However, high unemployment and income anxiety, especially during economic downturns, led consumers to tighten their belts and increase savings.
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Regional Impact is Uneven: Sates with the highest and lowest unemployment in December, 2015