| Half-Pack-a-Day Smoker |
| $5.51/pack × 3.5 packs/week = $19.29/week |
| $19.29/week × 52 weeks/year = $1,002.82/year |
| $1,002.82/year × 4 years of college = $4,011.28 |
| IN 25 YEARS, YOU WILL HAVE SPENT $25,070.50 |
| Pack-a-Day Smoker |
| $5.51/pack × 7 packs/week = $38.57/week |
| $38.57/week × 52 weeks/year = $2,005.64 |
| $2,005.64/year × 4 years of college = $8,022.56 |
| IN 25 YEARS, YOU WILL HAVE SPENT $50,141.00 |