*GO TO . . .*	*IF YOU NEED HELP . . .*
TedEd: Lessons Worth Sharing: ed.ted.com/on/7iFzKKiq	making effective to-do lists.
Budget Wizard: cashcourse.org	creating and managing your budget. The National Endowment for Financial Education (NEFE) offers this free, secure, budgeting tool.
Free Application for Federal Student Aid: fafsa.ed.gov	applying for financial aid. The online form allows you to set up an account, complete the application electronically, save your work, and monitor the progress of your application.
FastWeb: FastWeb.com	looking for free scholarships and discovering sources of educational funding you never knew existed.
Bankrate: bankrate.com	understanding credit card interest rates, fees, and penalties. This free website provides unbiased information about the interest rates, fees, and penalties associated with major credit cards and private loans. It also provides calculators that let you determine the long-term costs of different kinds of borrowing.