17.7 KEY TERMS

Match each of the terms on the left with its definition on the right. Click on the term first and then click on the matching definition. As you match them correctly they will move to the bottom of the activity.

  1. Lender of last resort
    Credit crunch
    Shadow bank
    Debt overhang
    Banking crisis
    Maturity transformation
    Asset bubble
    Financial contagion
    Financial panic
    the conversion of short-term liabilities into long-term assets.
    a sudden and widespread disruption of the financial markets that occurs when people suddenly lose faith in the liquidity of financial institutions and markets.
    a reduction in the availability of credit in which potential borrowers can’t get credit at all or must pay very high interest rates.
    the price of an asset pushed to an unreasonably high level due to expectations of further price gains.
    a vicious downward spiral among depository banks or shadow banks: each bank’s failure worsens fears and increases the likelihood that another bank will fail.
    an institution, usually a country’s central bank, that provides funds to financial institutions when they are unable to borrow from private credit markets.
    episode when a large part of the depository banking sector or the shadow banking sector fails or threatens to fail.
    a non-depository financial institution that engages in maturity transformation.
    high debt but diminished assets, resulting from a vicious circle of deleveraging.
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