Table 11.13: TABLE 11.4 Regression coefficients and statistics for Exercise 11.53
Intercept |
15.47 |
|
Loan size (in dollars) |
−0.0015 |
10.30 |
Length of loan (in months) |
−0.906 |
4.20 |
Percent down payment |
−0.522 |
8.35 |
Cosigner (, ) |
−0.009 |
3.02 |
Unsecured loan (, ) |
0.034 |
2.19 |
Total payments (borrower’s monthly installment debt) |
0.100 |
1.37 |
Total income (borrower’s total monthly income) |
−0.170 |
2.37 |
Bad credit report (, ) |
0.012 |
1.99 |
Young borrower (, ) |
0.027 |
2.85 |
Male borrower (, ) |
−0.001 |
0.89 |
Married (, ) |
−0.023 |
1.91 |
Own home (, ) |
−0.011 |
2.73 |
Years at current address |
−0.124 |
4.21 |