Table 11.14: TABLE 11.5 Regression coefficients and statistics for Exercise 11.55
| Intercept |
15.89 |
|
| Loan size (in dollars) |
−0.0029 |
17.40 |
| Length of loan (in months) |
−1.098 |
5.63 |
| Percent down payment |
−0.308 |
4.92 |
| Cosigner (, ) |
−0.001 |
1.41 |
| Unsecured loan (, ) |
0.028 |
2.83 |
| Total payments (borrower’s monthly installment debt) |
−0.513 |
1.37 |
| Total income (borrower’s total monthly income) |
0.078 |
0.75 |
| Bad credit report (, ) |
0.039 |
1.76 |
| Young borrower (, ) |
−0.036 |
1.33 |
| Male borrower (, ) |
−0.179 |
1.03 |
| Married (, ) |
−0.043 |
1.61 |
| Own home (, ) |
−0.047 |
1.59 |
| Years at current address |
−0.086 |
1.73 |