Question 14.56

14.56 Internet banking.

A study in Finland looked at consumer perceptions of Internet banking (IB).12 Data were collected via personal, structured interviews as part of a nationwide consumer study. The sample included 300 active users of IB, between 15 and 74 years old. Based on the survey, users were broken down into three groups based on their familiarity with the Internet. For this exercise, we consider the consumer’s perception of status or image in the eyes of other consumers. Standardized scores were used for analysis.

Familiarity Mean
Low 0.21 77
Medium −0.14 133
High 0.03 90
  1. To compare the mean scores across familiarity levels, what are the degrees of freedom for the ANOVA statistic?
  2. The . If , what is the statistic?
  3. Give an approximate (from a table) or exact (from software) -value. What do you conclude?