For Exercise 2.91, see page 106; for 2.92 and 2.93, see pages 106–107; for 2.94 to 2.96, see page 108; for 2.97 to 2.99, see page 109; and for 2.100 and 2.101, see pages 111–112.
2.102 Remote deposit capture
The Federal Reserve has called remote deposit capture (RDC) “the most important development the [U.S.] banking industry has seen in years.” This service allows users to scan checks and to transmit the scanned images to a bank for posting.16 In its annual survey of community banks, the American Bankers Association asked banks whether or not they offered this service.17 Here are the results classified by the asset size (in millions of dollars) of the bank:
rdc
| Offer RDC | ||
|---|---|---|
| Asset size ($ in millions) |
Yes | No |
| Under $100 | 63 | 309 |
| $101 to $200 | 59 | 132 |
| $201 or more | 112 | 85 |
Summarize the results of this survey question numerically and graphically. Write a short paragraph explaining the relationship between the size of a bank, measured by assets, and whether or not RDC is offered.