For Exercise 2.91, see page 106; for 2.92 and 2.93, see pages 106–107; for 2.94 to 2.96, see page 108; for 2.97 to 2.99, see page 109; and for 2.100 and 2.101, see pages 111112.

Question 2.103

2.103 How does RDC vary across the country?

The survey described in the previous exercise also classified community banks by region. Here is the table of counts:18 image

Offer RDC
Region Yes No
Northeast 28 38
Southeast 57 61
Central 53 84
Midwest 63 181
Southwest 27 51
West 61 76

Summarize the results of this survey question numerically and graphically. Write a short paragraph explaining the relationship between the location of a bank, measured by region, and whether or not remote deposit capture is offered.

2.103

Only 37% of all banks offer RDC. Regions with high percentages of banks offering RDC are Southeast (48.31%), West (44.53%), and Northeast (42.42%). Midwest (25.82%) has a low percentage of banks offering RDC.