1. Are there differences in the terms & services you get from banks vs. credit unions? Is there a credit union for college students?

2. Do you worry you will not be able to afford life after college? Do you worry about your ability to manage your money?

3. How many credit cards are too many credit cards? Do you have to have a credit card? Could you use a credit card that required the bill be paid in full each month?

4. Why are credit card vendors so interested in college students? What is special about you now?