Major uses of the comma 4

In each pair, click on the sentence that uses commas correctly. In the correct sentence, all commas that appear are necessary.

For help with this exercise, see Commas.

Example

1 of 10

Question

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◯ If the store owners and the people in the community they serve come from different backgrounds, relations between the owners and the locals may be tense.
◯ If the store owners and the people in the community they serve come from different backgrounds relations between the owners and the locals may be tense.
Major uses of the comma 4 – 1

2 of 10

Question

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◯ For many years, some people have urged hardworking, ambitious local residents to start businesses of their own.
◯ For many years, some people have urged hardworking ambitious local residents to start businesses of their own.
Major uses of the comma 4 – 2

3 of 10

Question

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◯ Most communities have no shortage of people who want to own a business, and are willing to put in the time and effort to make it work.
◯ Most communities have no shortage of people who want to own a business and are willing to put in the time and effort to make it work.
Major uses of the comma 4 – 3

4 of 10

Question

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◯ Few entrepreneurs can start a new business without borrowing, so most of them ask a bank, a relative, or a friend for the necessary loan.
◯ Few entrepreneurs can start a new business without borrowing so most of them ask a bank, a relative, or a friend for the necessary loan.
Major uses of the comma 4 – 4

5 of 10

Question

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◯ Because most banks consider low-income people to be bad credit risks hopeful entrepreneurs often have difficulty securing loans.
◯ Because most banks consider low-income people to be bad credit risks, hopeful entrepreneurs often have difficulty securing loans.
Major uses of the comma 4 – 5

6 of 10

Question

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◯ Left in a cycle of poverty are people who want to own businesses, people who want to patronize their neighbors’ businesses, and people who feel cheated by expensive stores owned by strangers.
◯ Left in a cycle of poverty are people who want to own businesses, people who want to patronize their neighbors’ businesses and people who feel cheated by expensive stores owned by strangers.
Major uses of the comma 4 – 6

7 of 10

Question

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◯ A solution that has been effective in developing countries is microlending, the practice of lending modest amounts of seed money to small-business entrepreneurs.
◯ A solution that has been effective in developing countries is microlending the practice of lending modest amounts of seed money to small-business entrepreneurs.
Major uses of the comma 4 – 7

8 of 10

Question

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◯ Microlenders, which are not banks, are small lending institutions that make loans to low-income people, who want to start a business and improve their lives.
◯ Microlenders, which are not banks, are small lending institutions that make loans to low-income people who want to start a business and improve their lives.
Major uses of the comma 4 – 8

9 of 10

Question

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◯ In communities where microlending takes place, a vast majority of borrowers have repaid their loans.
◯ In communities where microlending takes place a vast majority of borrowers have repaid their loans.
Major uses of the comma 4 – 9

10 of 10

Question

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◯ Locally owned businesses have led to safer, more prosperous neighborhoods.
◯ Locally owned businesses have led to safer more prosperous neighborhoods.
Major uses of the comma 4 – 10