xBookUtils.terms['fn_33_501'] = "This scenario is covered in a famous paper coauthored by Ben Bernanke (former Fed chairman): Bernanke, Ben, and Mark Gertler. March 1989. Agency costs, net worth, and business fluctuations. American Economic Review 79(1): 14–31.";
xBookUtils.terms['fn_33_502'] = "http://www.cbs8.com/Global/story.asp?S=13267409.";
xBookUtils.terms['fn_33_503'] = "For one estimate of the value decline from foreclosure, an average of 27%, see Campbell, John Y., Stefano Giglio, and Parag Pathak. August 2011. Forced sales and house prices. American Economic Review 101(5). The authors also provide the one in 12 statistic.";
xBookUtils.terms['fn_33_504'] = "For a more complete but still accessible explanation of this model, see Plosser, Charles I. Summer 1989. Understanding real business cycles. Journal of Economic Perspectives 3(3): 51–77.";