xBookUtils.terms['fn_gardnerunderstanding2e-fm1-p339'] = '“Recent Grads Doubt College’s Worth.” The Wall Street Journal online, September 29, 2015, Douglas Belkin (author).';
xBookUtils.terms['fn_gardnerunderstanding2e-fm1-p340'] = '“Kids Skip College—Not Worth the Money.” USA Today online, April 22, 2013, Oliver St. John (author).';