Current Disposable Income and Consumer Spending for American Households in 2013 For each income group of households, average current disposable income in 2012 is plotted versus average consumer spending in 2013. For example, the middle income group, with current disposable income of $40,187 to $65,501, is represented by point A, indicating a household average current disposable income of $45,826 and average household consumer spending of $42,495. The data clearly show a positive relationship between current disposable income and consumer spending: families with higher current disposable income have higher consumer spending. Source: Bureau of Labor Statistics.