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Overview
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Bank Loans
The Chapter 10 Case Study, Bank Loans examines a pair of large data sets, of 5000 observations each, of bank loan applicants: BankLoan_Approved and BankLoan_Denied (Source: Data Mining and Predictive Analytics,1 by Daniel Larose and Chantal Larose, John Wiley and Sons, 2015). The variables examined in these data sets include credit score, request amount, interest, debt-to-income ratio, and whether the loan application was approved or not.
THE BIG PICTURE
Where we are coming from and where we are headed …